How to Handle Unemployment Benefit Overpayments in Ohio

Knowing how to pay back overpaid unemployment benefits is important for many unemployment insurance recipients to understand. Sometimes, you must repay overissued unemployment insurance benefits because the Ohio Department of Jobs and Family Services (ODJFS) made an error, and you were given more benefits than you are qualified to receive. While this may not be your fault, you still must repay any and all overpayments that you received. This can leave many Ohio unemployment benefit claimants wondering, “How do I pay overpaid unemployment insurance benefits back to the state of Ohio?” To get the answer to this question and more, continue below.

What is an overpaid unemployment insurance claim in Ohio?

A UI overpayment can occur when the ODJFS accidentally pays you too much unemployment benefits on a certain week – or weeks – due to an error made by the Department. You can also cause an overpayment by accidentally giving inaccurate information to the ODJFS while you are receiving unemployment support. For example, if you were just hired for a part-time position, you might forget to tell the ODJFS about your new income from this job. Occurrences like this are not considered UI fraud, unless you purposefully withheld information to continue receiving a higher amount of UI benefits.

Regardless of if the error that caused the Unemployment Insurance overpayment was on the side of the ODJFS or on the side of the claimant, the claimant is expected to pay the overpayment back in a timely fashion. To review more information about how to pay unemployment overpayments back, download our free guide.

How to Repay Overpaid Unemployment Insurance Benefits in Ohio

If you have experienced an Ohio UI overpayment, you will get an overpayment determination notice in the mail, which will inform you that you must repay the overpayment in benefits. There are three ways you can go about repaying an overissued unemployment insurance claim: by bank draft, by credit card and by mail.

When you pay an employment overpayment by bank draft, you will need to go online to the system provided by the ODJFS. From there you will need to provide:

  • Your name.
  • Your address.
  • Your phone number.
  • Your bank routing number.
  • Your bank account number.
  • Your claimant ID number, or the last four digits of your Social Security Number.

If you are paying unemployment overpayments back via credit card, you will need to go to the same online system and select the credit card option. You will need to provide:

  • Your name.
  • Your address.
  • Your phone number.
  • Your credit card number.
  • Your bank account number.
  • Your claimant ID number, or the last four digits of your Social Security Number.

A third option allows you to send your UI repayment via check or money order by mail by sending the payment directly to the ODJFS. Download our complimentary guide to review more details on payback methods for UI overpayment returns.

The overpayment determination letter will contain your claimant ID number, in case you are unsure of where to find it. If you received an overpayment due to fraudulent claims, you will have to repay the overpaid benefits, as well as penalty fees that will be at least 25 percent of the amount of benefits that were overpaid. Additionally, you may have to forfeit future benefits. If you need to know how to pay unemployment overpayments that are certified by the Ohio Attorney General’s Office, you will need to call for instruction. Legal action can result if you do not pay back your UI overpayment to either the ODJFS or the Attorney General’s Office in a timely manner. Your weekly benefits can be designated to repay the overpayment. If that is not a suitable amount to repay the overpayment, funds from your tax returns may be used, as well.

How to Appeal an Overpayment Determination in Ohio

If you believe that the notice dictating that you must pay back overpaid Ohio unemployment benefits is wrong or mistaken, you can file an appeal with the ODJFS. You have 21 days from the date that the overpayment determination notice was issued to file the appeal if you believe you were not overpaid or were paid an incorrect amount. The ODJFS must receive a written letter from you with your personal contact information including your name, address and Social Security Number, as well as details about the overpayment and why you believe the overpayment determination is incorrect. After 21 days, the ODJFS will issue a redetermination or pass your claim along to the Unemployment Compensation Review Commission (UCRC) for a hearing.

If the redetermination states that you must pay the unemployment overpayments back, you can file an appeal of that decision, as well, within 21 days of the redetermination being issued. The UCRC will hold a hearing where you (or your legal representative) can state your case for appealing the overpayment determination. The UCRC will then make a decision based on the information presented. If you wish to appeal that decision, you will need to take the case to the Common Pleas Court of Ohio. Read more about UI overpayment by downloading our comprehensive guide.

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Ohio Job Services

What Job Services Does Ohio Provide to its Residents?

Ohio works to ensure its residents have help obtaining and retaining stable employment through its Department of Job and Family Services. Qualified residents can receive benefits such as Unemployment Insurance or partake in free training programs designed to improve employability. Additionally, qualified students can learn more about funding for higher education. Find out more about these services and how you can obtain them by reviewing our comprehensive guide today.


Who Can Receive Job Services in Ohio?

Job services in Ohio are available for residents throughout the state. However, in order to receive funds for education or for unemployment compensation, you will need to meet certain income requirements, among others. Additionally, you will need to fill out the appropriate forms in order to be considered for benefits. Find out the steps necessary in each application process and how you can qualify for benefits by reviewing our Ohio job services guide here.