Social Security Retirement Benefits for Seniors in Ohio
Social Security retirement for seniors in Ohio is provided for those who reach a certain age that are seeking benefits due to retirement from the workforce. Prospective beneficiaries who wish to apply for seniors Social Security retirement will need to be aware of the eligibility qualifications, as well as the proper ways in which to apply. The seniors Social Security retirement application can be used to find out the type of benefits an applicant is eligible to receive through the program. However, before beginning the application, seniors Social Security retirement eligibility must be met. There are many factors which contribute to finding out who is eligible for seniors Social Security retirement. To find out more information regarding the benefits for Social Security retirement in Ohio, as well as how to apply for seniors Social Security retirement benefits, continue reviewing the information below.
What are the benefits of Social Security retirement for seniors in Ohio?
Becoming eligible for seniors Social Security retirement in Ohio does not only affect the applicant, but also the family members. Most prospective beneficiaries wonder, “How much do senior citizens get from Social Security?” The benefit payment for Social Security retirement will depend on how much the beneficiary has earned throughout his or her working career. The more an applicant has earned throughout his or her lifetime, the more his or her benefits amount will accrue. Beneficiaries who went years without working consistently, those who went through periods of unemployment and those worked for low wages at one time or another may receive lower benefit amounts than those who worked consistently and steadily. Benefit amounts for those eligible for seniors Social Security retirement will also vary depending on the age in which an applicant retires. For instance, applicants who retire at age 62 will receive lower benefit amounts than those who wait longer to apply.
Benefits for Social Security retirement in Ohio are not solely provided to the applicant, but can extend to the applicant’s family, as well. The following family members can benefit from senior Social Security retirement:
- Spouses age 62 or older
- Spouses age 62 or younger who are taking care of an entitled child under the applicant’s record, either 16 years of age or younger or disabled
- Former spouses age 62 or older
- Children up to age 18, or 19 if they are full-time students who have not graduated from high school
- Disabled children
- Widows or widowers
Note that spouses must prepare marriage records to prove they are married to Social Security recipients.
Applicants who wish to find out how much senior citizens can get from Social Security before applying can use the online Retirement Estimator which will provide a personalized benefit estimate. The Retirement Estimator is an important tool, as it also allows prospective petitioners the chance to create “what if” scenarios to see how benefits will fluctuate depending on certain retirement options. To find out more information regarding Social Security retirement benefits for seniors, download our free guide.
Who is eligible for seniors Social Security retirement in Ohio, and what are the qualifications?
Seniors Social Security retirement eligibility in Ohio depends on a few specific factors. For applicants who have worked and paid Social Security taxes, there will be specific “credits” which count toward Social Security benefits. Once an applicant reaches the required number of credits through his or her work career, then the most basic senior Social Security retirement eligibility requirement will be met. Currently, applicants must have 40 credits or at least 10 years of work in order to apply for seniors Social Security retirement benefits. Beyond credits, to be eligible for seniors Social Security retirement, applicants must be of a specific age. The earliest age in which an applicant can be eligible for benefits is 62 years old. Applicants can also be eligible for their retirement benefits as late as 70 years old. As long as an applicant meets the above-mentioned qualifications for Social Security retirement for seniors, then he or she will be eligible to apply for benefits. Learn more about Social Security benefits eligibility by downloading our comprehensive guide.
How to Apply for Seniors Social Security Retirement Benefits in Ohio
There are different ways in which to apply for seniors Social Security retirement in Ohio. Social Security retirement for seniors can be applied for in-person at the local Social Security office, online through the government portal or over the phone. Perhaps the simplest seniors Social Security retirement application process is the online method. The Social Security retirement application online can be started when an applicant is at least 61 years and 9 months old, with benefits starting no less than four months thereafter. The best part about applying for Social Security retirement benefits online is that applicants can save and continue an application if one has already been started. Prospective beneficiaries will need to have important information and documents with them, regardless of how they choose to apply for Social Security retirement.