How to Apply for Medicare in Ohio
When you sign up for Medicare in Ohio, you must note certain important facts and deadlines. While the Medicare application itself is simple, knowing when to apply for Medicare is just as important as knowing how. You need to be aware of the initial enrollment period for Medicare, and you need to know what happens if you miss a Medicare enrollment period. To learn more about the Medicare application process, including how to apply for Medicare online for maximum convenience, review the sections below.
Medicare Application Requirements in Ohio
When you register for Medicare in Ohio, you must decide on your level of coverage. Your original Medicare enrollment includes Original Medicare, which includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). When you first enroll in Medicare, you also need to sign up for Medicare Part D, which provides prescription drug coverage. If you prefer, you can apply for Medicare Part C instead, which includes all the services and benefits in Part A and Part B, and usually includes Part D as well.
If you opt to enroll in Original Medicare only, you can decline Part B coverage, because you must pay a premium for it. However, if you turn down Part B coverage and later to decide to enroll in Medicare Part B, you may have to pay a penalty. Before completing your Medicare enrollment application, you will need to determine which plan suits your financial situation.
To complete your Medicare health insurance application in Ohio, you need the following information:
- Personal information for you, your spouse and any former spouse, if applicable
- This includes birth dates (or ages), Social Security Numbers and more.
- Names of your unmarried children, if they meet certain age or disability requirements
- Routing number and account number for your financial institution
- Citizenship status
- Whether others have ever filed on your behalf for Social Security benefits, Medicare or Supplemental Security Income (SSI)
- Whether you used any other Social Security Number
- Information about your work, including employer name and address, money earned during the last two years, your Social Security Statement and more
To find out more about the requirements for Medicare in OH, download our comprehensive guide.
How to Enroll in Medicare in Ohio
You can apply for Medicare online, by phone or in person at your local Social Security office in Ohio. If you decide to register for Medicare in person, call your Social Security office first to make an appointment. To make filling out your Medicare health insurance application a smooth process, be sure to bring all the required documents and information with you to your appointment.
How to Apply for Medicare Online in Ohio
Before you complete your Medicare health insurance application online, be sure to gather all the information you need. Then you may sign up for Medicare online through the Social Security Administration. To learn exactly how to apply for Medicare online quickly and easily, click here to download our comprehensive guide.
Automatic Medicare Enrollment in Ohio
Your enrollment in Medicare may be automatic. You do not need to register for Medicare in Ohio under any of the following circumstances, because meeting such eligibility requirements means that your Medicare coverage will begin automatically:
- You already receive benefits from either Social Security or the Railroad Retirement Board.
- You are younger than 65 years of age and have been receiving disability benefits for 24 months.
- You have amyotrophic lateral sclerosis (ALS) and have applied for disability benefits.
The Medicare Enrollment Period in Ohio
Your initial enrollment period for Medicare in Ohio lasts seven months. The Medicare enrollment period begins three months before the month you have your 65th birthday, includes the month of your birthday, and ends three months after the month of your birthday. If you chose not to sign up for Medicare Part B originally, you can register for Medicare Part B during an annual Medicare enrollment period at the beginning of the year. If you missed signing up for Medicare Part A, you can register for Medicare Part A during this same general enrollment window. You can also make changes or reenroll during this time.
Special Medicare Enrollment Periods in Ohio
If you are enrolled in Medicare Part C and want to switch to Original Medicare, you can apply for Medicare Part A and Part B at the onset of the new year. You can sign up for Medicare Part B while you are covered under a group health plan from either your spouse’s employment or your own. This special Medicare enrollment period includes any time while you are on the group health plan.
Penalties for Late Medicare Enrollment in Ohio
If you do not sign up for Medicare in Ohio when you are first eligible, you will most likely have to pay a penalty for late enrollment. For each year that passed without you enrolling in Medicare, you may have to pay a percentage on top of your monthly premium.